> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fluz.app/llms.txt
> Use this file to discover all available pages before exploring further.

# BusinessOwnerInput

> Business owner information for registration.

**Input object**

Business owner information for registration.

At least one of `emailAddress` or `phoneNumber` must be provided.
Exactly one owner in the roster must be the control person (`isControlPerson: true`).
Exactly one owner must match the bearer token user by email or phone (the applicant).
When the applicant's `isUsPerson` is `true`, they must already have successful SSN (CIP) verification on file.
When `isUsPerson` is `false`, the applicant must have KYC status `PASS` or `PASS_INTERNATIONAL`.
`isUsPerson` is required on EVERY owner in the roster, including the applicant, invited owners
and non-beneficial owners.

Full KYC fields (`dob`, `address`) are required for owners who are not the applicant, not invited,
and either a beneficial owner (>= 25% ownership) or the control person.

* US persons (`isUsPerson: true`): provide `lastFourSsnDigits` (exactly 4 digits) with `dob` and `address` (SSN path).
* Non-US persons (`isUsPerson: false`): provide `dob` and `address` without `lastFourSsnDigits` (document path).

Invited owners (`isInvited: true`) and non-beneficial owners (\< 25%, not control person) only require base contact fields.

## Input fields

<ParamField body="firstName" type="String!" required>
  Owner's first name.
</ParamField>

<ParamField body="lastName" type="String!" required>
  Owner's last name.
</ParamField>

<ParamField body="emailAddress" type="String">
  Owner's email address. Either `emailAddress` or `phoneNumber` must be provided.
</ParamField>

<ParamField body="phoneNumber" type="String">
  Owner's phone number. Either `emailAddress` or `phoneNumber` must be provided.
  Must include a country calling code (e.g. `+1 555 123 4567` or `+44 20 7946 0958`); numbers without a
  country code (e.g. a bare 10-digit US number) are rejected. Formatting characters (spaces, dashes,
  parentheses) are stripped automatically.
</ParamField>

<ParamField body="title" type="String!" required>
  Owner's title in the company.
</ParamField>

<ParamField body="ownershipPercentage" type="Int!" required>
  Percentage of ownership (0-100).
</ParamField>

<ParamField body="isControlPerson" type="Boolean!" required>
  Whether this owner is the control person for the business. Exactly one owner must be `true`.
</ParamField>

<ParamField body="isInvited" type="Boolean!" required>
  Whether this owner will be invited to complete verification later. Invited owners require only base contact fields.
</ParamField>

<ParamField body="isUsPerson" type="Boolean">
  Whether the owner is a US person. REQUIRED on every owner.
  For the applicant: `true` requires successful SSN (CIP) verification on file;
  `false` requires KYC `PASS` / `PASS_INTERNATIONAL`.
  For full-KYC co-owners: `true` requires `lastFourSsnDigits` (SSN path); `false` uses document verification.
</ParamField>

<ParamField body="lastFourSsnDigits" type="String">
  Last 4 digits of SSN. Required when `isUsPerson` is `true` for full-KYC owners.
  Omit for non-US persons (document verification still requires `dob` and `address`).
</ParamField>

<ParamField body="dob" type="String">
  Owner's date of birth (ISO 8601 date, e.g. `1980-01-15`). Required when full KYC is required.
</ParamField>

<ParamField body="address" type="OwnerAddressInput">
  Owner's address. Required when full KYC is required (both SSN and document verification paths).
</ParamField>