> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fluz.app/llms.txt
> Use this file to discover all available pages before exploring further.

# API Features

> Everything the Fluz API can do — every capability is account-agnostic.

<CardGroup cols={2}>
  <Card title="Funding sources" icon="coins" href="/features/funding-sources">
    Link bank cards and bank accounts via Plaid, then pull funds on demand.
  </Card>

  <Card title="Wallets & transfers" icon="wallet" href="/features/move-funds-with-external-accounts">
    Spend accounts, deposits, withdrawals, and internal or cross-account transfers.
  </Card>

  <Card title="Virtual cards" icon="credit-card" href="/features/virtual-cards">
    Spend controls, lock/unlock, PINs, wallet provisioning, and bulk issuance up to 10,000.
  </Card>

  <Card title="Gift cards" icon="gift" href="/merchant-catalog">
    Thousands of brands, offer comparison, stock checks, and discount pricing.
  </Card>

  <Card title="Open loop cards" icon="wallet-cards" href="/features/open-loop-cards/send-open-loop-cards">
    Generate hosted card links that recipients claim, with full link lifecycle control.
  </Card>

  <Card title="Send money" icon="circle-dollar-sign" href="/features/account-to-account-transfers">
    Look up recipients by phone or email and transfer funds to other Fluz wallets.
  </Card>

  <Card title="Transactions" icon="list" href="/features/get-all-transactions">
    Query all activity and annotate with memos, categories, and attachments.
  </Card>

  <Card title="Approvals & requests" icon="message-square-check" href="/features/approvals-and-requests">
    Request manager approval for cards, transfers, purchases, and limit changes.
  </Card>

  <Card title="Authorized users" icon="users" href="/features/create-authorized-users">
    Add team members, issue them cards, and route approvals.
  </Card>
</CardGroup>

## Go deeper

<CardGroup cols={3}>
  <Card title="API reference" icon="book" href="/api-reference/overview">
    Every query, mutation, and type in the GraphQL schema.
  </Card>

  <Card title="Code examples" icon="code" href="/recipes/generate-user-access-token">
    Copy-paste scripts for single operations — tokens, cards, money movement.
  </Card>

  <Card title="Changelog" icon="scroll-text" href="/changelog">
    Recent updates, additions, and breaking changes.
  </Card>
</CardGroup>

<Info>
  **Building for customers instead?** Every capability on this page works identically on connected accounts — send a customer-scoped OAuth token instead of your own. See [Build a platform](/build-a-platform).
</Info>