Funding sources
Link bank cards and bank accounts via Plaid, then pull funds on demand.
Wallets & transfers
Spend accounts, deposits, withdrawals, and internal or cross-account transfers.
Virtual cards
Spend controls, lock/unlock, PINs, wallet provisioning, and bulk issuance up to 10,000.
Card status, locks & limits
What each card status means and how to read a card’s current limit.
Gift cards
Thousands of brands, offer comparison, stock checks, and discount pricing.
Open loop cards
Generate hosted card links that recipients claim, with full link lifecycle control.
Send money
Look up recipients by phone or email and transfer funds, including rewards, to other Fluz wallets.
Transactions
Query all activity and annotate with memos, categories, and attachments.
Approvals & requests
Request manager approval for cards, transfers, purchases, and limit changes.
Authorized users
Add team members, issue them cards, and route approvals.
Go deeper
API reference
Every query, mutation, and type in the GraphQL schema.
Code examples
Copy-paste scripts for single operations: tokens, cards, money movement.
Changelog
Recent updates, additions, and breaking changes.
Building for customers instead? Every capability on this page works identically on connected accounts. Send a customer-scoped OAuth token instead of your own. You’ll need an OAuth Integration application that Fluz has activated. See Build a platform.