Overview - Fluz

Account to external transfers move money out of Fluz to a US bank account that belongs to someone else, such as a contractor, a vendor, or a friend. The recipient does not need a Fluz account, and the money is sent over standard ACH. Every transfer is a two-step flow: first save the recipient’s bank account as a payee, then send the payout.

Step	Page	Purpose
1. Save the payee	External payees	Save a bank account with `createExternalPayee`, and list saved payees with `externalPayees`.
2. Send the funds	External payouts	Send money from a cash balance to the payee with `createExternalPayout`.

All operations require the MAKE_PAYOUT_TRANSFER_SEND scope.

Not the same as a withdrawal or an account to account transfer.To move money to the user’s own bank account, use withdrawals. To send money to another Fluz account, use Account to Account Transfers.