Transfer Between Spend Accounts

Move money between two of your own Fluz spend accounts — withdrawing from a source spend account and depositing into a destination spend account in a single operation, using the transferInternalBalance mutation.

This transfers between your own spend accounts.A spend account is a cash balance account (the UserCashBalance type). This mutation moves funds from one of your spend accounts to another. To send funds to a different Fluz user, use Transfer to Another Fluz Account instead.

Transfer Funds Between Spend Accounts

To move funds from one spend account to another, use the transferInternalBalance mutation. It takes a TransferInternalBalanceInput input object identifying the source spend account, the destination spend account, and the amount.

TransferInternalBalanceInput

Field	Type	Required	Description
amount	Float!	Yes	The amount to transfer from the source spend account to the destination spend account.
idempotencyKey	String!	Yes	A unique client-generated string to ensure idempotent request processing. If the same key is submitted multiple times, only the first request is processed.
sourceUserCashBalanceId	UUID!	Yes	The spend account to withdraw funds from.
destinationUserCashBalanceId	UUID!	Yes	The spend account to deposit funds into.

Both IDs must be your own spend accounts.

Use Get Spend Accounts to look up the userCashBalanceId for each spend account. The source and destination must be two different spend accounts, and the source must have enough available balance to cover the transfer.

Sample Request

GraphQL

mutation transferInternalBalance($input: TransferInternalBalanceInput!) {
  transferInternalBalance(input: $input) {
    cashBalanceDeposit {
      cashBalanceDepositId
      depositDisplayId
      depositAmount
      depositFee
      bankAccountId
      transactionDate
      clearedDate
      status
      expectedClearedDate
      cashBalanceDepositType
      cashBalanceSettlements {
        cashBalanceSettlementId
        cashBalanceDepositId
        availabilityType
        status
      }
    }
    withdraw {
      withdrawId
      amount
      processingFee
      chargedFee
      status
      displayStatus
      withdrawSource
      submissionDate
      createdAt
      updatedAt
      transactionLogId
      externalTransactionId
      payoutId
      emailAddress
      bankAccountId
      userCashBalanceId
      seatId
    }
  }
}

Example Input

In this example, $6.00 moves from the source spend account into the destination spend account. JSON

{
  "idempotencyKey": "1f1df3e7-5d43-4e3d-83de-31922d4aefb7",
  "amount": 6.00,
  "sourceUserCashBalanceId": "6d1b4b19-deef-42f5-80d7-ec34804ce090",
  "destinationUserCashBalanceId": "bb584e49-d030-4a6e-a5a9-1c34368cbaed"
}

Sample Response

Understanding the Response

An internal transfer is recorded as two linked movements: a withdraw from the source spend account and a deposit into the destination spend account. The response returns both.

Field Name	Type	Description
cashBalanceDeposit	CashBalanceDeposit	The deposit made into the destination spend account.
withdraw	Withdraw	The withdrawal taken from the source spend account.

cashBalanceDeposit

The cashBalanceDeposit object contains details about the deposit into the destination spend account.

Field Name	Type	Description
cashBalanceDepositId	UUID!	Unique identifier for the cash balance deposit.
depositDisplayId	String!	Display identifier for the deposit, intended for user-facing purposes.
depositAmount	String!	The amount of the deposit.
depositFee	String	Fee associated with the deposit, if applicable.
bankCardId	UUID	Identifier of the bank card used for the deposit.
bankAccountId	UUID	Identifier of the bank account used for the deposit.
paypalVaultId	UUID	Identifier of the PayPal vault used for the deposit.
transactionDate	DateTime!	Date and time when the transaction was made.
clearedDate	DateTime	Date and time when the deposit cleared, if applicable.
status	CashBalanceDepositStatus!	Current status of the deposit.
expectedClearedDate	DateTime!	Expected date and time for the deposit to clear.
cashBalanceDepositType	CashBalanceDepositType!	Type of the cash balance deposit, including CASH_BALANCE, GIFT_CARD_PREPAYMENT, RESERVE_BALANCE.
cashBalanceSettlements	[CashBalanceSettlement]	Settlement time details for the deposit, including status and type.

withdraw

The withdraw object contains details about the withdrawal from the source spend account.

Field Name	Type	Description
withdrawId	UUID!	Unique identifier for the withdrawal.
amount	String!	The amount withdrawn.
processingFee	String!	Fee charged for processing the withdrawal.
chargedFee	String!	Fee charged to the user for the withdrawal.
status	String!	Internal status of the withdrawal.
displayStatus	String!	User-friendly display status of the withdrawal.
withdrawSource	WithdrawSource!	The source balance from which funds were withdrawn.
submissionDate	DateTime!	Date and time when the withdrawal was submitted.
createdAt	DateTime!	Date and time when the withdrawal was created.
updatedAt	DateTime!	Date and time when the withdrawal was last updated.
transactionLogId	UUID	Identifier of the associated transaction log.
externalTransactionId	String	External transaction identifier from payment gateway (for ACH).
payoutId	String	Payout identifier from payment gateway (for PayPal/Venmo).
emailAddress	String	Email address associated with the withdrawal.
bankAccountId	UUID	Identifier of the bank account used (if applicable).
userCashBalanceId	UUID	Identifier of the source spend account funds were withdrawn from.
seatId	UUID	The seat identifier associated with the account.

Authorization requiredThis mutation requires the MAKE_INTERNAL_TRANSFER scope. Ensure your access token has been granted this scope before attempting an internal transfer between spend accounts.

​Transfer Funds Between Spend Accounts

​TransferInternalBalanceInput

​Both IDs must be your own spend accounts.

​Sample Request

​Example Input

​Sample Response

​Understanding the Response

​cashBalanceDeposit

​withdraw

Transfer Funds Between Spend Accounts

TransferInternalBalanceInput

Both IDs must be your own spend accounts.

Sample Request

Example Input

Sample Response

Understanding the Response

cashBalanceDeposit

withdraw