You don’t have to wait to build. Staging access is available while your review is in progress. Most operators complete their integration in parallel and go live the week their use case is approved.
Verticals we support
Pick the review form that most closely matches your business. If you operate across more than one — a sportsbook with a casino product, for example — start with your primary vertical and tell us about the rest in the form.Casino operators
Online and land-based casino operators. Start the review →
Licensed sports betting
State-licensed sportsbooks and betting operators. Start the review →
Prediction markets
Event contract and prediction market operators. Start the review →
Skill-based gaming
Skill gaming and competitive play platforms. Start the review →
Fantasy sports
Daily and season-long fantasy sports operators. Start the review →
Sweepstakes
Sweepstakes and promotional play operators. Start the review →
Money services businesses
Registered MSBs, including transmitters and exchangers. Start the review →
How the review works
Sign up and complete KYB
Create your Fluz account and complete business verification. This establishes your legal entity, ownership, and control structure with us before anything else begins.Start your KYB application →
Complete the review form for your vertical
Choose the form above that best matches your business and fill it out. If more than one applies, submit the closest match and note the others in the form.
Describe the end solution you're building
This is the part that moves fastest when it’s specific. Tell us exactly how you intend to use Fluz — which capabilities, for which flows, funding which users, in which states or markets. Vague descriptions cost weeks. Precise ones get approved.
We evaluate your submission
Our compliance team reviews the form against our standards, then evaluates how your use case maps to the Fluz platform and whether it opens the door to any additional solutions we can support.
Follow-up questions and a risk team conversation
Expect follow-ups on licensing, funds flow, and controls. In most cases we’ll also schedule a call with the Fluz risk team. This is a working conversation, not an interrogation — the operators who treat it that way move through it fastest.
Internal risk assessment and partner alignment
We compile the internal assessment and, where the program requires it, align with our sponsor bank, processor, or network partners. This step is largely out of your hands, and it’s usually the longest one.
Sign-off on your defined use case
You’re approved for the use case as defined. Production credentials are released and you go live.
Approvals are scoped to the use case you described. If you later want to expand into a new flow, market, or product, come back to us first — expansions are reviewed, but they’re a conversation, not a restart.
How long it takes
Typically 30–90 days end to end
The range is wide because the inputs vary. Three things drive where you land in it: the complexity of your business, the complexity of the solution you’re building, and how transparently you work with our risk team.
- Have licensing documentation ready before you start. State-by-state licenses, registrations, and any regulator correspondence.
- Describe one specific use case, not a menu of everything you might eventually want to do.
- Answer follow-ups in days, not weeks. Most of the elapsed time in a slow review is waiting on responses.
- Be upfront about the hard parts. Prior terminations, chargeback history, ownership complexity, and pending regulatory matters all surface eventually. Surfacing them yourself is faster than us finding them, and it doesn’t disqualify you.
What we’re evaluating
Knowing what we look at makes the forms easier to fill out well:Licensing and jurisdiction
Which licenses you hold, which states or markets you operate in, and how you enforce those boundaries.
Ownership and control
Beneficial ownership, control persons, and corporate structure.
AML and player controls
Your compliance program, transaction monitoring, age and identity verification, and responsible play controls.
Funds flow
Where money originates, where it settles, who holds it in between, and which Fluz capabilities sit in that path.
Start the process
Not sure which form applies?
If you’re working with a Fluz sales rep, reach out to them directly. Otherwise, email sales@fluz.app with a short description of your business and we’ll point you to the right path.