KYB Testing - Fluz

Use the test values below to simulate business verification (KYB) outcomes in the staging environment. These values only work in staging — they will not produce deterministic results in production.

EIN test values

Pass the following values in the tax_id field when creating or verifying a business to trigger a specific KYB decision.

`tax_id`	Result
`11-1111111`	Approved
`22-2222222`	Declined
`33-3333333`	Declined

Any tax_id value other than those listed above may return non-deterministic results in staging. Always use the designated test values when building and testing your KYB integration.

Example request

{
  "legal_business_name": "Test Business LLC",
  "tax_id": "11-1111111",
  "business_type": "llc"
}

Testing decline handling

Use 22-2222222 or 33-3333333 to verify that your integration correctly handles a declined KYB decision, including:

Surfacing the declined status to your operations team
Preventing account provisioning for unverified businesses
Handling any resubmission or manual review flow your program supports