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The staging environment is preloaded with merchants chosen to exercise every offer shape your integration may encounter — fixed- and variable-value gift cards, boosted rates, vouchers, card-linked offers (CLOs), out-of-stock states, and group-exclusive rates. Use them to confirm your catalog, offer, and purchase flows handle each case correctly.
Staging onlyThese merchants and their offer configurations exist only in the staging environment. Catalogs and offers in production differ — always pull the live catalog before testing there. See Get Merchant Catalog.

How to use these merchants

1

Resolve the merchant and its offers from the catalog

2

Pick the merchant that matches the case you want to test

The tables below map each offer shape to a staging merchant.
3

Run your purchase or card-creation flow

See Purchase Gift Cards or Create Virtual Card. To test out-of-stock handling, see Get Inventory On Stocked Offers.
Legend — ✅ verified against the staging API on 2026-08-06 · ⏳ no merchant in staging currently demonstrates this case; the row is kept so the gap is visible, but there is nothing to test against yet.
Merchants change. Every ✅ row below was confirmed by querying getMerchants directly, but staging catalog data is rebuilt periodically — an earlier version of this page listed 24 merchants, of which 15 no longer existed. If a merchant here returns an empty array, list the current catalog rather than assuming your call is wrong:

Gift card offers

Delivery formats currently in staging are CODES, URL, PIN_WITH_URL, and PIN_AS_CODE. No merchant is configured with a QR-code delivery format, so that case cannot be exercised here today.

Card-linked and virtual card offers

These merchants carry a card-linked offer (CLO), a gift card offer, or both. Use them to test offer precedence, 0% offers, multi-program CLOs, spend-capped offers, and out-of-stock fallback.
Card-linked offers are hidden by default. getMerchants returns only gift card offers unless you ask for CLOs explicitly:
Without offerTypes, every offer comes back as GIFT_CARD_OFFER and CLOs look as though they do not exist in staging. They do — 16 merchants carry them.
Amazon is the richest CLO fixture: regularRate 3%, promoRate 6%, promoMaxCap 1000. Burger King’s CLO has regularRate 0 with a 6% promo, which is the case to use for zero-base-rate handling.

Exclusive (group-based) rates

These merchants offer an exclusive rate that is only visible to accounts in a specific user group. Add your test account to the listed user group to see the rate.

Next steps

Test addresses

Known-good and known-bad addresses for exercising validation on cards and KYC.

Purchase a gift card

Put a test merchant to work — run the purchase flow end to end.