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Use these test account and routing numbers to simulate ACH / bank-account funding sources in the staging environment. Each pair returns a fixed status so you can verify how your integration handles both successful debits and the full range of failures.
Staging only. These values work only in the staging environment and will be rejected in production.
You do not pass these to the GraphQL API. No Fluz mutation accepts a routing or account number. Bank accounts are attached through Plaid: call createPlaidLinkToken, hand the token to Plaid Link, and complete the connection with completePlaidLink, which takes a publicToken — never the account details themselves.Enter the values below in the Plaid Link flow. See Link external bank accounts for the full sequence.

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Test accounts

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Status codes

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Testing KYC flows

Test identities that return each verification outcome — approved, declined, and duplicate.

Deposit from external accounts

Put these test accounts to work by simulating a deposit end to end.