Test Bank Accounts
Use these test account and routing numbers to simulate ACH / bank-account funding sources in the staging environment. Each pair returns a fixed status so you can verify how your integration handles both successful debits and the full range of failures.
Staging onlyThese account and routing numbers are accepted only on the staging endpoint (
https://transactional-graph.staging.fluzapp.com/api/v1/graphql). They will be rejected in production. See Add Funding Sources for how to attach a bank account.
Test accounts
| Account Number | Routing Number | Status Code |
|---|---|---|
| 86063057 | 726286823 | SUCCESS |
| 1234567890 | 011401533 | SUCCESS |
| 86063046 | 726286823 | INSUFFICIENT_FUNDS |
| 41345938 | 726286823 | INVALID_ACCOUNT |
| 55073835 | 726286823 | UNABLE_TO_PROCESS |
| 46319531 | 726286823 | UNAUTHORIZED_DEBIT |
| 99081536 | 726286823 | ACCOUNT_CLOSED |
Status codes
| Status Code | What it simulates |
|---|---|
| SUCCESS | The account validates and the transaction completes. |
| INSUFFICIENT_FUNDS | The account is valid but lacks the funds to cover the debit. |
| INVALID_ACCOUNT | The account or routing number is not recognized. |
| UNABLE_TO_PROCESS | A general processing failure that is not specific to the account. |
| UNAUTHORIZED_DEBIT | The debit is rejected as unauthorized by the account holder. |
| ACCOUNT_CLOSED | The account exists but has been closed. |
Related pages
- Test Bank Cards — simulate card funding sources and card-based deposits.
- Add Funding Sources — attach a bank account to a user.
- View Funding Sources — confirm the funding source was added.
Want to learn more? Contact us at [email protected]. Speak with our experts for more info or to request a demo.