Test Bank Cards
Use these test card numbers to simulate card funding sources and card-based deposits in the staging environment. They let you verify your add-card, deposit, and decline-handling logic without a real card.
Staging onlyThese numbers are accepted only on the staging endpoint (
https://transactional-graph.staging.fluzapp.com/api/v1/graphql). They will be rejected in production. See Add Funding Sources for how to attach a card.
How to use these values
- CVV — any 3 digits (any 4 digits for American Express).
- Expiration date — any date in the future.
- Name and billing address — any non-empty test values.
Successful Transactions
The cards below simulate successful card transactions.
| Card Type | Card Number | CVV Code | Exp. Date |
|---|---|---|---|
| American Express | 378282246310005 | Any 4 digits | Any future date |
| American Express | 371449635398431 | Any 4 digits | Any future date |
| BCcard and DinaCard | 6555900000604105 | Any 3 digits | Any future date |
| Diners Club | 3056930009020004 | Any 3 digits | Any future date |
| Diners Club (14-digit card) | 36227206271667 | Any 3 digits | Any future date |
| Discover | 6011111111111117 | Any 3 digits | Any future date |
| Discover | 6011000990139424 | Any 3 digits | Any future date |
| Discover (debit) | 6011981111111113 | Any 3 digits | Any future date |
| JCB | 3566002020360505 | Any 3 digits | Any future date |
| Mastercard | 5555555555554444 | Any 3 digits | Any future date |
| Mastercard (2-series) | 2223003122003222 | Any 3 digits | Any future date |
| Mastercard (debit) | 5200828282828210 | Any 3 digits | Any future date |
| Mastercard (prepaid) | 5105105105105100 | Any 3 digits | Any future date |
| UnionPay | 6200000000000005 | Any 3 digits | Any future date |
| UnionPay (19-digit card) | 6205500000000000004 | Any 3 digits | Any future date |
| UnionPay (debit) | 6200000000000047 | Any 3 digits | Any future date |
| Visa | 4242424242424242 | Any 3 digits | Any future date |
| Visa (debit) | 4000056655665556 | Any 3 digits | Any future date |
Declined Transactions
The cards below simulate declined transactions. Each returns the listed error code so you can test how your integration surfaces failures. See Decline Codes for the full reference.
| Description | Card Number | Error Code |
|---|---|---|
| Exceeding velocity limit decline | 4000000000006975 | card_declined |
| Expired card decline | 4000000000000069 | expired_card |
| Generic decline | 4000000000000002 | card_declined |
| Incorrect CVC decline | 4000000000000127 | incorrect_cvc |
| Incorrect number decline | 4242424242424241 | incorrect_number |
| Insufficient funds decline | 4000000000009995 | card_declined |
| Lost card decline | 4000000000009987 | card_declined |
| Processing error decline | 4000000000000119 | processing_error |
| Stolen card decline | 4000000000009979 | card_declined |
Related pages
- Test Bank Accounts — simulate ACH / bank-account funding sources.
- Add Funding Sources — attach a card to a user.
- Decline Codes — full list of decline reasons.
Want to learn more? Contact us at [email protected]. Speak with our experts for more info or to request a demo.
Updated about 1 month ago